Product Owner Retail (f/m/x) - Business Credit Cards

Raiffeisen-Landesbank Tirol AG
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Product Owner Retail (f/m/x) - Business Credit Cards

Card Issuing is a department within Retail Payment & Daily Banking division, responsible for RBI´s credit card business on the Austrian market. We have a strong private individuals customer base and have lately completed our card portfolio with the introduction of a business product for legal entities. We strongly commit to further invest in our people, products and technology to continue shaping the Austrian (cards) payment landscape.

 

As a Product Owner, you will take over the product responsibility for Business Credit Cards (legal entities) within the Card Issuing team and work on further driving sustained business growth by creating superior customer experience.


Your mission at RBI: 

 

  • Take over product responsibility for Business Credit Cards (legal entities) 
  • Drive continuous product improvement through metrics and user-driven insights to secure sustainable business growth
  • Acting as representative and central point of contact for your product; within the Card Issuing team, the RBI AT credit card tribe (agile setup) and expert groups within Raiffeisen Sektor AT
  • Develop and implement a comprehensive strategic plan as well as maintaining and executing on the Card Issuing product roadmap
  • Identify and capitalize on new business trends and opportunities in-line with the RBI Retail strategy
  • Optimize UX and further build out customer self-service channels, utilizing capabilities within RBI group 
  • Continuously monitor and measure product and business performance to secure sustainable business development and derive corrective measure (if applicable) 

 

Your core competencies: 

 

  • 5+ years of experience in managing a credit card portfolio from product side (or experience in managing business debit cards) 
  • Demonstrated project and product deliveries; solid experience of working in agile environments
  • Well-developed product management skills including agile environments
  • A deep understanding of the credit card business and/or card based financial solutions
  • You have a holistic understanding of the credit card issuing value chain and related processes
  • Working knowledge of applicable card & banking, regulatory and compliance policies / laws / regulations
  • Effective communication and persuasion skills to deal with internal and external stakeholders, including C-level management 
  • For this position German and English skills are mandatory

 

What is in it for you:

 

  • Work Life Balance: flexible working hours (no core time), extensive hybrid working options / work from home
  • Easy Moving: relocation allowance & work permit support
  • Top-notch Equipment: modern tools & technologies
  • International Spirit: multi-cultural teams, English as company language, team building events
  • Learning & Agile Working: as part of our DNA & culture 
  • Canteen: healthy, tasty, and heavily subsidized
  • Saving: with vouchers / discounts from our staffs' council (eg. supermarket)
  • Further Goodies: free public transport pass, salary account & credit card, reduced gym membership, gender-neutral parental leave, bilingual company kindergarten etc. 
  • Salary: starting at EUR 80.000,-- gross p.a. (basis full-time) including overtime depending on qualification and experience

Build a career where your work truly matters. At Raiffeisen Bank International, with more than 17 million customers across Austria and CEE, it’s our people who make the difference. From day one, you’ll take responsibility, grow beyond ladders and org charts, and help us deliver lasting value to our customers. We are dedicated to fostering diversity, inclusiveness, and equity — striving to create a culture where every voice is heard and every individual feels valued and respected.

Your benefits at one sight:

Join a team that values your well-being and professional development, offering a variety of benefits to support your success.

Don't just watch your future happen. 
Make it happen. 

Copyright © 2024 by Raiffeisen Bank International AG, Am Stadtpark 9, 1030 Vienna, Member of RBI Group

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    Raiffeisen-Landesbank Tirol AG

    Adamgasse 1-7
    6020 Innsbruck
    Österreich

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    Raiffeisen-Landesbank Tirol AG

    Innsbruck

    Wenn eine Raiffeisenbank im Tiroler Tal eine große Finanzierung allein nicht stemmt, landet sie in Innsbruck. Dort sitzt die Raiffeisen-Landesbank Tirol AG. Sie ist das Spitzeninstitut von 42 selbstständigen Raiffeisenbanken im Land und übernimmt das Bankgeschäft, das für eine einzelne Ortsbank zu groß wird. Zusammen betreut die Gruppe über 500.000 Kundinnen und Kunden an rund 220 Bankstellen.

    Die RLB Tirol finanziert größere Unternehmen und Projekte in Tirol, wickelt das Wertpapier-, Treasury- und Kapitalmarktgeschäft der Gruppe ab und ist gleichzeitig zentraler Dienstleister für die Tiroler Raiffeisenbanken. Gegründet wurde sie 1912. In der Bank selbst arbeiten über 450 Menschen, in der gesamten Raiffeisen-Bankengruppe Tirol sind es mehr als 2.200. Die Bilanzsumme lag 2024 bei 10,3 Milliarden Euro. Das ist eine Größenordnung, die langfristige Planung und sichere Arbeitsplätze trägt. Seit 2024 sitzt die Zentrale in einem neuen Haus mitten in Innsbruck, dem RAIQA am Raiffeisenplatz. Die Berufsbilder reichen entsprechend weit: In den Beratungsräumen arbeiten Firmenkundenbetreuerinnen und Private-Banking-Berater, im Hintergrund sitzen Fachleute im Risikomanagement, im Treasury und in der IT. Wer im Bankwesen einsteigt oder wechselt, findet hier sowohl die Kundennähe einer regional verwurzelten Bank als auch das Aufgabenspektrum eines Spitzeninstituts mit Kapitalmarktzugang. Eine genaue, öffentlich bestätigte Mitarbeiterzahl der RLB Tirol jenseits der Größenangabe 'über 450' wird nicht durchgängig ausgewiesen. Was die Bank sichtbar mit der Region verbindet: Rund zwei Millionen Euro flossen 2024 an mehr als 1.500 Tiroler Vereine und Organisationen.

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    Hauptstandort

    Raiffeisen-Landesbank Tirol AG

    Adamgasse 1-7
    6020 Innsbruck
    Österreich